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All advertised fixed and adjustable mortgage rates are based on loans with the following criteria: $200,000 loan amount 80% LTV (or a 20% downpayment) 0-2 points Borrower with excellent credit (740+).
Two borrowers lost their homes after struggling to repay the loans, and others have been threatened with foreclosure. Many say they have paid thousands out of their own pockets to fix the work after.
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