4 factors weighing down housing in the second half of 2014

These factors will depress sales activity and put downward pressure on prices until supply rebalances. Still, taken together, the tighter regulation and higher rates will act more like body-shots than knock-down punches, with the housing market likely to remain sturdy, supported by robust macroeconomic conditions.

The video explains the difference between affordable housing, and housing affordability, and a few of the factors that influence new home prices. Brought to you by the Smarter Growth Initiative.

Getting to 240,000 — 266 Borrowers at a Time If you keep your automobile until it falls apart, then depreciation is not a concern for you. New models for the upcoming year usually arrive late summer or early fall. Although selection may be limited, this is a great time to consider buying last year’s model because.

According to cibc canadian retail banking head christina Kramer, the bank expects the number of new mortgages it grants in the second half of the year to fall 50 per cent. "We expect there to be an origination decline in the 50 per cent range relative to the same period last year," she said, in a statement earlier this week.

As it turns out, only four of these shocks account for the bulk of the movements in GDP and inflation since the Great Recession. A shock to total factor productivity (TFP), which affects the overall ability of the economy to produce output from any given amount of labor and capital inputs.