Industry welcomes TRID grace period but Congress says it’s not enough

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Industry News (13) Finance (12) Fintech (8) Disasters (7). Industry welcomes TRID grace period but Congress says it’s not enough. Wolters Kluwer Financial Services has been actively working since late 2013 with its customers on TRID implementation preparedness.

TRID: The Know Before You Owe Rule. We have all been talking about the TILA/RESPA Integrated Disclosure rule, also known as TRID. Since this rule is designed to help borrowers understand the terms of their home financing transaction, there is a trend to start referring to this rule as the Know Before You Owe rule instead of TRID.

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BLOG VIEW: The date is here Oct. 3, 2015. For months, the mortgage industry has been bracing itself for the implementation of the Consumer Financial Protection Bureau’s (CFPB) TILA-RESPA Integrated Disclosure rule (TRID), which will have a sweeping effect on lenders, settlement agents, brokers and consumers.

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It’s official: CFPB will grant grace period on TRID enforcement. but there will be a good-faith enforcement grace period that both the mortgage industry and a bipartisan coalition in Congress have asked for. The TRID rule, which was brought forth by the CFPB, has a sweeping impact on the real.

CFPB Announces TRID (TILA respa integrated disclosure) grace period. The Industry welcomes TRID grace period but Congress says it’s not enough. Some members want a definitive period, more assurances: HousingWire reported on June 3rd that the CFPB will implement a good-faith enforcement grace period for TRID implementation following August 1.

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