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A home equity loan leverages the increased value of your house as collateral, generally around 75% of the increase. In the example above, the $30,000 in equity could equate to up to a $30,000 home equity loan, but likely less – and definitely not more. Many lenders offering conventional home loans will also offer home equity loans.
There are many different types of home loans available to you. U.S. Bank understands that buying a home is one of life’s biggest purchases and assets. We want to help you make the most informed decision when navigating the various home loan options.
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