Congress to consider changes to controversial CFPB complaint database

The creditor must prove that you owe the money, says Erik Kardatzke, a credit card debt attorney in Coral Gables, Florida.. For example, you may win if the creditor doesn’t have all of the records pertaining to your case, which is not uncommon particularly when you’re being sued by a company that bought your debt from a credit card issuer, Kardatzke adds.

"These changes would create a consumer. recommending that the CFPB be barred from bringing enforcement actions in administrative proceedings and making a controversial consumer complaint database.